Uttarakhand Govt. is planning to start the Revised U-Health Card Scheme for all the state govt. employees. Accordingly, this scheme will provide cashless health insurance to all employees and pensioners. The entire staff will be covered under this Comprehensive Health Insurance Cover which will start from 15 August 2018.
Revised U-Health Card Scheme will also resolve the issue of delay in the payment. Govt. will also cover Out Patient Department (OPD) in this scheme so that more number of hospitals appears in the List of Empanelled Hospitals under this scheme
U-Health Card Scheme for govt. employees was firstly launched on 25 October 2010. At that time, this health insurance scheme was optional for employees. But this time, it will be a major success with enhanced coverage.
Revised U-Health Card Scheme – Features
The important features and highlights of this scheme are as follows:-
- Employee Organization demands for inclusion of OPDs Fees in this Revised U-Health Card Insurance Scheme.
- All the representatives of employees will be included in the steering committee of Comprehensive Health Assurance Scheme.
- Under the U Health Card Scheme, all the cardholders along with their families will get unlimited cashless medical reimbursement in the empanelled hospitals.
- Revised U-Health Insurance Coverage will provide cashless benefits to all employees and pensioners in all empanelled govt. and private hospitals.
- Mismanagement and other payment issues will get resolved.
Till date, there are only few empaneled hospitals in Uttarakhand. In addition, 2 more empanelled hospitals are located in National Capital Region (NCR) – Medanta Medicity Gurugram and National Heart Institute New Delhi.
Comprehensive Health Insurance Scheme Premium
Under the revised scheme, the insurance premium rates will be finalised soon. Till then, we are providing the premium rates for the existing U-Health Card Scheme in Uttarakhand.